Murray Capholm Terms and Conditions
The rules that apply when you use this website, what our service is, and what it is not. Written in plain English, without drafting notes or placeholders.
Last updated: 3 August 2026. These Terms apply to your use of the Murray Capholm website at murraycapholm.com.
Welcome to Murray Capholm (we, us, our). These Terms and Conditions govern your access to and use of this website and the information, registration process and introductory services made available through it.
By accessing or using this website, you agree to be bound by these Terms. If you do not agree with them, please do not use the website.
What Murray Capholm is, and is not. Murray Capholm is an AI-assisted market intelligence and guided onboarding service. We provide general market information, explain how modern trading environments work, and introduce interested people to relevant services. We are not a broker, financial adviser, fund manager, payment provider or execution venue. We do not hold client money, we do not place trades, we do not manage portfolios and we do not provide personal financial advice. Any trading, account or payment service is provided by a separate participating provider under that provider’s own terms.
- Eligibility
- Use of the website
- Nature of our service
- No financial advice and no guaranteed outcomes
- Registration and introductions
- Third-party providers and links
- Communications and marketing
- Intellectual property
- Privacy
- Limitation of liability
- Indemnity
- Suspension of access
- Changes to these Terms
- Governing law and consumer rights
- How to contact us
1. Eligibility
You must be at least 18 years of age to register your interest or otherwise use this website. By using the website you confirm that you are 18 or older and that you are using the website for your own purposes.
2. Use of the website
You agree to use this website for lawful purposes only. You must not use it in a way that breaches applicable laws, attempt to gain unauthorised access to any part of it, interfere with its security or performance, scrape or reproduce it at scale, or submit false or misleading information through any form.
3. Nature of our service
Murray Capholm provides information and a guided introduction. Registering your interest does not open a trading account, does not create any account with us, and does not oblige you to proceed with anything. Where verification, funding, account opening, order execution, statements or withdrawals are involved, those activities are performed by a participating provider, not by Murray Capholm.
We do not guarantee that any particular market, instrument, feature or provider will be available to you. Availability depends on the provider and on your location.
4. No financial advice and no guaranteed outcomes
Nothing on this website is personal financial advice, a recommendation, an offer or a solicitation to buy or sell any financial product. Information is general in nature and does not take account of your objectives, financial situation or needs.
We do not promise profits, income, returns or performance of any kind. We do not claim that AI-assisted analysis is accurate, complete or predictive. Trading involves risk, including the risk of losing more than you deposit with some leveraged products. Past performance is not a reliable indicator of future results. Please consider your circumstances carefully and seek independent professional advice before making a financial decision.
5. Registration and introductions
When you register your interest, you ask us to contact you about services that may be relevant to you. We may contact you by email or telephone using the details you provide. You may withdraw that request at any time.
If we introduce you to a participating provider, the decision to proceed is yours alone. You should read that provider’s terms, fee schedule, risk disclosures and privacy policy, and confirm its licensing and regulatory status, before you open an account or transfer any money.
6. Third-party providers and links
This website may link to, or refer to, websites and services operated by other organisations. We do not control them, we are not responsible for their content, pricing, policies or practices, and their inclusion is not an endorsement or a guarantee. Your dealings with any third party are between you and that third party.
7. Communications and marketing
By submitting your details through a form on this website you consent to us contacting you about your enquiry and sending you related information about Murray Capholm. Every marketing email contains an unsubscribe link, and you can opt out at any time by using that link or by emailing us. Opting out of marketing does not prevent us from responding to a specific enquiry you have made.
8. Intellectual property
All content on this website, including text, graphics, logos, images, video and design, is owned by Murray Capholm or its licensors and is protected by intellectual property laws. You may not copy, reproduce, republish, distribute or commercially exploit any part of it without our prior written permission. You may, of course, read, print or share pages for your own personal, non-commercial use.
9. Privacy
Your use of this website is also governed by our Privacy Policy and Cookie Policy, which explain what information we collect, why we collect it, who may receive it and how you can exercise your rights.
10. Limitation of liability
To the fullest extent permitted by law, Murray Capholm is not liable for any indirect, incidental, special or consequential loss, or for any trading loss, arising from your use of this website, from your reliance on any information on it, or from your dealings with any third party introduced through it. Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.
11. Indemnity
You agree to indemnify Murray Capholm and its personnel against any claim, loss or expense arising from your breach of these Terms or your misuse of this website.
12. Suspension of access
We may restrict or withdraw access to this website, or decline to continue an introduction, where we reasonably believe these Terms have been breached or where continuing would be unlawful or inappropriate.
13. Changes to these Terms
We may update these Terms from time to time. The current version is always the one published on this page, with the date shown at the top. Your continued use of the website after a change takes effect means you accept the updated Terms.
14. Governing law and consumer rights
This website is directed at users in Australia. Nothing in these Terms excludes, restricts or modifies any guarantee, right or remedy you may have under the Australian Consumer Law or other applicable law that cannot lawfully be excluded.
Where you open an account with a participating provider, that provider’s own terms and its own governing law apply to that account and to any dispute about it.
The registered details of the entity operating Murray Capholm, and the governing-law jurisdiction for these Terms, are available on request — please email us and we will confirm them in writing. We would rather tell you accurately on request than publish a detail we have not verified.
15. How to contact us
Email [email protected], or use the form on our contact page. Before you send anything, please check that you are on murraycapholm.com — see our official domains page.